Fixed Deposit Scheme
Secure Your Future with Sneham Jewel Fixed Deposits
At Sneham Jewel, we offer more than just exquisite craftsmanship; we provide a secure path for your savings to grow. Our Fixed Deposit scheme is designed for those seeking a reliable, low-risk investment with guaranteed returns over a short to medium-term horizon.
Invest a lump sum for a fixed tenure and enjoy the peace of mind that comes with steady, predictable growth.
Why Choose Sneham Jewel Fixed Deposits?
Flexible Tenures: Ideal for 1 to 3-year investment goals.
Competitive Interest Rates: Tiered rates based on your chosen tenure.
Automated Regular Income: Receive interest payments directly into your bank account via RTGS/NEFT—no manual follow-ups required.
Security & Transparency: A structured investment plan governed by clear terms and statutory guidelines.
Key Features & Benefits
| Feature | Details |
| Eligibility | Open to Indian citizens (Adults/Non-minors only). |
| Minimum Investment | Minimum of ₹10,000, with further investments in multiples of ₹1,000. |
| Nomination | Secure your family’s future with our nomination facility. |
| Tax Benefits | No TDS on interest up to ₹5,000 per financial year (as per current IT Act provisions). |
| Liquidity | Premature withdrawal is available as per statutory regulations. |
How to Apply
Ready to start your investment journey? Follow these simple steps:
Prepare Your Payment: We accept payments via Local Cheque or Demand Draft drawn on a scheduled bank.
Payable to: Sneham Jewel Limited
Marking: Crossed as “A/C PAYEE ONLY”
Submit Your Application: Complete the application form and send it along with your remittance to our Corporate Office.
Hassle-Free Returns: Both interest and the principal amount will be credited directly to the sole or first-named depositor via ECS/Cheque.
Please Note: To maintain high standards of financial transparency, Sneham Jewel does not accept cash deposits. Interest calculation begins from the date your cheque or draft is realized.
